Enrollment Period Reminders for Association Group Leaders Click Here

Download a brochure on the Group Term Life Insurance Plan here. Click Here

The Goal is to Take Care of One Another

Life insurance can help your family if something were to happen to you. Cultural Group Benefits Insurance Trust has designed a group term life insurance plan specifically for the benefit of cultural associations and their members.

A Company That Has Earned our Trust

With our ongoing commitment to provide the best possible service along with quality benefits to the cultural community, we are extremely pleased and proud that Hartford Life and Accident Insurance Company is the underwriting insurance company for the Cultural Group Benefit Insurance Trust Life Insurance Plan.

LeClair Corporation is the Plan Administrator and Insurance broker that administers the insurance plan on behalf of Hartford Life and Accident Insurance Company for the benefit of the Group Policyholders. LeClair Corporation is compensated for the placement of insurance and for the services it provides to customers on behalf of the insurance company, in addition to other compensation it may receive.

Richard Lett is the licensed agent in all jurisdictions.

This website explains the general purpose of the insurance described, but in no way changes or affects the Master Policy AGL-1942 as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available in all states,  for example Montana. Please see your Group Leader for a list of available states.


Life Form Series includes GBD-1000, GBD-1100, or state equivalent