About Us

About Cultural Group Benefits

Cultural Group Benefits was founded in 2000 to support cultural associations and their members.

Cultural Group Benefits provides education and financial security to cultural communities through life insurance and other programs designed specifically to assist people who are a part of an international family and live a multi-cultural experience.

Sam Ndely

Key Leadership: Sam Ndely

Sam Ndely, originally from Limbe, Cameroon, migrated to the United States and attended the University of Minnesota earning a BA in Economics in 1985. While living in Minnesota, Sam began a long personal history with cultural associations in the US, becoming a member of MINCAM, MN and FAKO Elements Cultural Association where he is a past president. Sam’s own experience led him to be a co-pioneer in the development of cultural group programs. These programs are designed to strengthen cultural communities in the United States by bridging the gap between living in American and maintaining cultural traditions from back home.

Core Values

multicultural people


Having a sense of community unites us and allows us to be a part of something greater than ourselves.



Respect for each other is a guiding principle in all our interactions.

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Our values of honesty and integrity define the choices we make and the recommendations we give. We do what we say we’re going to do and always do what’s right and suitable for each client.

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We believe in reaching higher. We continually strive beyond the status quo and continue to build year after year.

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Business should be purposeful. In aligning our actions with a clear purpose, we are able to simplify our processes and optimize our services.

Cultural Programs Overview

Association Group Life Insurance

Provide group life insurance to all members of your association and achieve peace of mind knowing everyone will be taken care of.

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Service Awards

At the heart of being human is the willingness to serve others. Cultural Group Benefits is honored to recognize outstanding people who have dedicated their lives for the pursuit of development and peace through their Cultural Changemakers Award.

Cultural Changemakers Award

For dedication and excellence in serving people in the United States who have come from other countries.



Is any Cultural Group Association eligible for these benefits?

All Cultural Group Associations, who are legally registered non-profit associations, are eligible to participate in Cultural Group Benefit Programs. It doesn’t matter where you are located in the United States, or how long you have been a Cultural Association.

How does an informal Cultural Group become a legally registered non-profit association in the United States?

If your Cultural Association is loosely organized as an informal organization, and you would like to become a legally registered non-profit association, then you should contact the Secretary of State’s office in your state, and ask for the paperwork to become a 501(c)(3) non-profit organization.

How does Cultural Group Benefits support the cultural community?

Cultural Group Benefits uniquely understand the role of cultural communities. Cultural Group Benefits founder, Sam Ndely, came to the United States from Cameroon, and Sam has always participated in his own cultural association. The support system that exists within cultural groups is something that has always been very meaningful to Sam. His dedication to his own cultural association, and his never ending quest to provide meaningful support to his fellow brothers and sisters, is the driving force behind our company. In honor of this, Cultural Group Benefits is starting its own scholarship fund in 2015 to assist young people who are members of their Cultural Group Associations to pursue higher education.

Who is LeClair Group, and what role do they play?

LeClair Group is the third party administrator who processes the billing for the Cultural Group Benefit Group Life program. They are located in Minnesota, and have a long standing solid relationship with the founders of Cultural Group Benefits.

Do I need to be a U.S. Citizen to participate in the Cultural Group Benefits programs?

Whether or not you are a US citizen or permanent resident matters only for certain programs that we offer.

    • For example, anyone can participate in the International Medical Plans. This includes US citizens traveling abroad, or people from other countries traveling to the United States. All you need is a valid passport from any country.
      • For the Group Life Insurance program, all members must be US citizens or permanent residents with a social security number.

Will Cultural Group Benefits come and participate at our annual conference?

Cultural Group Benefits wants to support as many cultural conferences and festivals as possible. Please email us at info@culturalbenefits.com to let us know as early as possible the dates for your key events.

Does Cultural Group Benefits operate throughout the United States?

Cultural Group Benefits is headquartered in Minnesota, and operates in most of the 50 states.  For up to-date information please email or call to find out if your state is approved to have coverage. Phone (651)287-3248 or e-mail info@culturalgroupbenefits.com